What are my chances of getting an auto loan?

What are my chances of getting an auto loan?

I am going to be financing a 2011 GTI in the next month or so. I got a loan last year for about $12,000 working at subway making $600 a month, no credit, $500 down, and a co-signer with good credit. Now I am looking at buying a slightly pre-owned GTI for $21,000. I now make $1300 a month and will have around $4000 down, as well as a credit score of 704. What would my chances of getting the loan be? Approved or not?

ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2lananmalise

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OK firstly, if you’re coming on here to give me advice and help: thank you. If you’re someone who is coming on here to stand in judgement, and tell me what horrible people me and my husband are for ‘racking up debt’ and then going bankrupt, then don’t bother wasting your time, because I will just report your post and ignore it anyway. Not being funny, but all I have got during the three times I have posted this today is nasty comments from a few people who have no idea of the circumstances that led up to the bankruptcy, and spam from people advertising loans! So if someone could give me some helpful advice, I would appreciate it. I havent posted it for several hours, so hopefully there’s some different people on here now. So here is my dilemma: We went bankrupt in November 2010, moved out of our mortgaged home, and moved into rented accommodation.. We owned a property (mortgaged) which had a 75K mortgage and also we had a 30K secured loan and 50K UNsecured debt. Just recently, one house near our old house, went for 105K, so the most it will get (at auction probably) is about 90K. So we went bankrupt and the receivers contacted us to see what assets we have – we have none, except for the house. We haven’t been back to the house since, and didn’t have our mail redirected as we have informed anyone of any importance about our new address. Well, I phoned the receivers today to ask if they have let the creditors know yet, (because at 12 Jan 2011 they hadn’t..) and they said yes they informed them and sent a report of our debts and other creditors on 18 Jan. Then this girl said, ‘your unsecured debtors (we had 50K unsecured debt) will know there’s little point in trying to you, but the mortgage company will need to contact you and know your ‘current’ address, because they will need to issue a repossession order,,,’ I am utterly baffled, as when we spoke to the receivers in November, (AND the court too,) they both informed us that the receivers would deal with everything, and that the creditors will need to go to the receivers for any assets we have. This is how bankruptcy works surely.???? And now this girl tell us that we should have contacted the mortgage company voluntarily, because the creditors ‘only let the creditors know the person is bankrupt,’ and because there is little equity, they don’t take the house themselves, they just leave it up to the mortgage company to reposses it at their leisure. So apparently, we are supposed to work with the mortgage company through the repossession. !!! But why on earth should *we* have to let them know our new address so they can badger us here, ?? Surely they can repossess it without us. I was under the distinct impression from the court and from the receivers (at the start) that once we go bankrupt, it’s out of our hands. and now 3 months on, one girl at the receivers office is saying that we should have contacted the mortgage company so we can help in the repossession process! Well excuse me, but we did pay the receivers 900 (450 each) to do this job for us, and what would happen if we had buggared off and just abandoned the house like a lot of people do? Surely the repossession can go ahead without us? Can anyone advise? I am super reluctant to contact the mortgage company and see no reason why they can’t simply repossess without us. And I am particularly pissed off that the receivers AND the court said it’s out of our hands and we need to do NOTHING, as declaring ourselves bankrupt freed us of the debt (and the assets of course..) and now this girl today has said we should inform the mortgage company of our new address, or the repossession order will take many months, as they ‘need our signatures…’ for the repossession order to go through swiftly. For one, why only say this now? And what happens if someone abandons a property? Should we just leave it and wait for them to repossess without us?"

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ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2lananmalise
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Repayment of loan from a business partner after April 5th?
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What are my chances of getting an auto loan?
I am going to be financing a 2011 GTI in the next month or so. I got a loan last year for about $12,000 working at subway making $600 a month, no credit, $500 down, and a co-signer with good credit. Now I am looking at buying a slightly pre-owned GTI for $21,000. I now make $1300 a month and will have around $4000 down, as well as a credit score of 704. What would my chances of getting the loan be? Approved or not?
ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2lananmalise

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